Mortgage Loan Originator Licensing

About the Exam

The exam is comprised of 100 multiple-choice questions that cover a wide range of mortgage topics. It is administered on a computer. The exam must be completed within 3 hours. A passing score is 75%.

Exam Registration Procedures

The first step is to complete and submit an online License Application to the Office of Financial Regulation. Upon approval of your application, you will be able to schedule your exam date with the testing provider, Pearson Vue, by calling 866.467.5554 or online at www.pearsonvue.com. Make sure you schedule your exam to be taken 2-5 days after you complete the course.

After your application has been received by the OFR, you have 90 days to pass your exam. You must complete the Mortgage Broker License Course before sitting for the exam.

Is it possible to reschedule the exam?

You will only be admitted to the test site and time where you have been assigned. If you would like to change or cancel your test date and time, contact Pearson Vue at 866.467.5554 at least (48) hours before your examination to transfer to a new date and time at no additional cost.

90 days to pass the exam

From receipt of notice, you have 90 days to pass the license examination. Failure to do so terminates the license approval status and a new application will be required.

What happens if I do not pass the exam?

If you fail the exam, you must wait until the next business day before making a request to the Florida Office of Financial Regulation to retake the exam. Reservations may not be made at the test center and you may not retake the exam on the same day.

To schedule a retake, you must login to your "Real System" account at https://real.flofr.com and follow the directions for registering for an exam. You will be charged $43 to retake the exam.

What is the format of the exam?

The 100-question exam is multiple-choice and it is administered on a computer.  

What score is needed to pass the exam?

You must earn a score of 75% to pass the exam.

What should I bring with me to the exam?

You should arrive at the assigned test location at least 30 minutes prior to your scheduled test time and you must show a photo ID to be allowed into the test room.

Also bring a simple, non-programmable calculator. Test proctors will not allow the use of scientific or financial calculators. You will be given a plain sheet of paper to write notes, formulas or work on math problems. There is no need to bring your own paper.