Mortgage Loan Originator NMLS Loan Originator

Licensing Requirements

Note: The Florida requirement for the new MLO License becomes effective October 1, 2010. On this date, you may make application for the license.

Step-by-Step Licensing Guide

To expedite the licensing process for the MLO License, there are several steps you should begin immediately:

1. Create an account in NMLS.

After completing this process, you will receive two emails from NMLS_Notifications@statemortgageregistry.com. The first contains your User Name and the second contains your temporary password.

You must also provide authorization for the NMLS to obtain a credit report and provide fingerprints for an FBI criminal history background check.

Click below to create your NMLS account now.

Create NMLS Account

2. Enroll for test in NMLS.

Before you can schedule an appointment for a test, you must first create a test enrollment and pay the corresponding fee in NMLS. Log in to NMLS by using the User Name and Password provided to you in the email you received from NMLS when you created your account. You will be prompted to create a new Password.

Log into NMLS by clicking below.

Log into NMLS

3. Schedule an appointment for the test.

To schedule a test appointment, contact the test provider that is conveniently located to your home or office. You can view test locations and schedule an appointment by clicking below.

Schedule a Test

4.* Complete 20 Hour SAFE Comprehensive Mortgage Loan Originator Course.

NMLS requires that all MLO License applicants complete this course as a pre-licensing requirement.

*The State of Florida will certify current Florida Mortgage Broker license holders as having completed this requirement as long as the applicant has completed at least 20 hours of State approved mortgage education prior to October 1, 2010, and as long as they apply through NMLS no later than November 30, 2010.

Click below to view our NMLS Approved 20 Hour SAFE Comprehensive Mortgage Loan Originator Course information (Course Approval ID: 1181).

20 Hour SAFE Course

5. Prepare to PASS the Test!

Passing the SAFE Comprehensive Loan Originator Test is all about one thing...preparation!

Larson Educational Services has the solution. We have created SAFE Act Mortgage Loan Originator National Exam Prep. This detailed course will prepare you for success on the difficult National Component. The course includes:

     1. Diagnostic 100-question Pre-Test to highlight key study areas
     2. Clearly-written notes covering 100 percent of the exam content
     3. More than 300 practice questions organized by exam content category
     4. Diagnostic 100-question Post-Test just like the real exam

Click below to view more information or to register.

National Exam Prep

If you have any questions regarding a test appointment, you may contact the test providers.

          Pearson VUE
          Online: http://www.vue.com/nmls/
          By phone: 866.994.6657

          Prometric
          Online: http://www.prometric.com/NMLS
          By phone: 877.671.6657