Mortgage Loan Originator Licensing

NMLS Exam Information

Test Components

The SAFE Mortgage Loan Originator Test consists of two component types:

1. National
2. State-Specific

Click on the following link for exam preparation classes and products.

The National Component of the SAFE Mortgage Loan Originator Test consists of 100 test questions - 90 operational (scored), and 10 pre-test (not scored).

The test time will be 150 minutes, with an additional 30 minutes for completing a tutorial and an optional candidate survey.

Note: The 10 pre-test (un-scored) questions appearing on the National Component do not affect the candidate’s score or the pass/fail result. The pretest questions appear on the test in random order. The candidate will not know which questions are pre-test and which questions are scored.

The State-Specific Component of the SAFE Mortgage Loan Originator Test consists of 45 to 55 operational test questions (scored) with an additional 10 pre-test (not scored) test questions. The test time will be 90 minutes with an additional 30 minutes for completing a tutorial and an optional candidate survey.
Florida's exam is 50 questions.

Overview of Testing Process

To take a Mortgage Loan Originator test, an individual must:

1. Create an account in NMLS.
After completing this process, you will receive two emails from NMLS_Notifications@statemortgageregistry.com. The first contains your User Name and the second contains your temporary password.
Click below to do this now.

2. Enroll for test in NMLS.
Before you can schedule an appointment for a test, you must first create a Test Enrollment and pay the corresponding fee in NMLS - $92 for the National Component and $69 for the State Component. Log in to NMLS by using the User Name and Password provided to you in the email you received from NMLS when you created your account. You will be prompted to create a new Password.
Log into NMLS by clicking below.

3. Schedule an appointment for the test.
To schedule a test appointment, contact the test provider that is conveniently located to your home or office. You can view test locations and schedule an appointment by clicking below.

If you have any questions regarding a test appointment, you may contact the test providers.
          Pearson VUE
          Online: http://www.vue.com/nmls/
          By phone: 866.994.6657
          Prometric
          Online: http://www.prometric.com/NMLS
          By phone: 877.671.6657

4. Prepare to PASS your tests!

Passing the SAFE Act National Test and the SAFE Act Florida Component Test is all about one thing...preparation!

Larson Educational Services has the solution with our outstanding Exam Preparation Courses for both tests.

Just click a button below to view more information or to register.

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