Florida Insurance License State Exam Information

Exam Registration Procedures

You can schedule your Florida insurance exam at any time. Completion of the pre-licensing course is NOT required in order to schedule the test. Our recommendation is to take the state exam 5-10 days AFTER you've completed your course. Scheduling can be completed by calling 1.888.274.2020 or visiting PearsonVUE.com. The state exam fee is $44 for each attempt. 

Use the code listed in the table below when scheduling by phone or online.

Regardless of which exam you take, a 70% score is required to pass. A passing score is valid for one (1) year from the passing date. You will be required to re-take the exam if you do not complete the licensing process within that time-frame. You are limited to five (5) examination attempts during the one (1) year period. 

Each exam contains 15 "pretest" questions that do not affect your final score. "Pretest" questions are distributed throughout the exam randomly. Most likely these questions will look very different from the course materials and practice questions covered in our class because we have no knowledge of the content of these "pretest" questions.

Exam Type and CodeNumber of QuestionsTime Limit
2-15 Health & Life
Code: InsFL-LHA05
165 (150 are scored)
=105 correct to pass
2 hours 45 minutes
2-14 Life
Code: InsFL-Life01
100 (85 are scored)
=60 correct to pass
2 hours
2-40 Health
Code: InsFL-Health02
100 (85 are scored)
=60 correct to pass
2 hours

Florida Insurance License Exam Locations

Southwest Florida has two testing facilities and they are both in Fort Myers. The nearest other testing facilities are in Sarasota and Fort Lauderdale:

Fort Myers I - Bank of America Building, 11691 Gateway Boulevard, Suite 200, Fort Myers, FL 33913

Fort Myers II – Pearson Vue Test Center, 1220 Towne Lake Drive, Unit 40, Fort Myers, FL 33913


When should I take my exam?

We encourage students to take the state exam within 5-10 days of completing their training at Larson Educational Services. During our many years in the education business, we have seen students have great success utilizing our recommended timeline, which is as follows:

  1. Complete the pre-licensing course
  2. Follow our instructor's study plan and practice the provided sample questions
  3. Take the state exam 5-10 days after the conclusion of your pre-licensing course

What score is needed to pass the Florida Insurance Exam?

All Florida Insurance exams are multiple choice and require a 70% score to pass. All exams are administered on a computer at the testing center. You will be provided with a dry erase sheet of paper and an erasable marker to make notes.

The 2-15 Florida Health & Life (Including Annuities & Variable Contracts) Agent License exam is 165 questions. 150 questions are scored, while 15 questions are "pretest" or unscored questions. You must get 105 questions correct to pass.

The 2-14 Florida Life (Including Annuities & Variable Contracts) Agent License exam is 100 questions. 80 questions are scored, while 15 questions are "pretest" or unscored questions. You must get 56 questions correct to pass.

The 2-40 Florida Health Agent License exam is 100 questions. 80 questions are scored, while 15 questions are "pretest" or unscored questions. You must get 56 questions correct to pass.

What should I bring to the exam?

  • You must present one (1) current unexpired ID. The name on the ID must exactly match the name on the exam registration. The identification must be government issued (ie. Driver's License, Passport, Military ID) in English, and have a photo-bearing and a valid signature
  • The confirmation number provided when the test reservation was made
  • If needed, a translation dictionary. For "English as a second language" test-takers, foreign language translation dictionaries are allowed. They shall contain only word-for-word or phrase translations. Dictionaries containing definitions, explanations or handwritten notes are not allowed.
  • Calculators are NOT NEEDED on the insurance exam(s).

When can I expect my exam results?

The exam is administered on a desktop computer system and your official score report is printed out and handed to you immediately upon completion of the exam. It will be marked PASS or FAIL. The score report will show your score and a diagnostic breakdown of your exam. The diagnostic breakdown shows how you performed in the key areas of the exam.

What should I do if I fail the state exam?

*NOTE: There is a limit of five (5) exam attempts for the same exam type during a one-year time period.*

If things to not go according to plan and you do not pass the state exam the first time, DO NOT panic! We are here for you. You have multiple options to get yourself ready to PASS it the second time around. Here is what we recommend:

  • Review your exam results - This is highly recommended because you won't have to second guess yourself the next time you see that question. Call PearsonVue at 1.888.274.2020 to schedule a date and time to review your exam results. Exam reviews are available within ninety (90) days of your original examination date. You can view every question you got wrong along with the correct answer. There is no cost to review an exam, but you can only review the last exam attempt one (1) time

  • Purchase our state exam preparation courses - Larson Educational Services is famous for the state exam preparation courses that we have available. Our Online Exam Tutor products that allow you to study and prepare on your own time, we have the tools that will help you to succeed.

    If I fail the state exam, how long do I have to wait to take it again?

    You must wait 24 hours before you can schedule the Florida pre-licensing exam again. Typically speaking, you most likely could take the test again within 3-5 days. The cost to take the test again is $44. Register online at https://www8.pearsonvue.com/testtaker/signin/SignInPage/FLINS or call PearsonVue at 1.888.274.2020 to schedule a date and time.