NMLS Exam Information

Test Components

The SAFE Mortgage Loan Originator Test consists of:

     1. National with Uniform State Test (UST)

The National Component of the SAFE Mortgage Loan Originator Test consists of 100 test questions - 90 operational (scored), and 10 pre-test (not scored), plus 25 Uniform State Test (UST) questions, all of which are scored.

The test time will be 190 minutes, with an additional 30 minutes for completing a tutorial and an optional candidate survey.

Note: The 10 pre-test (un-scored) questions appearing on the National Component do not affect the candidate’s score or the pass/fail result. The pretest questions appear on the test in random order. The candidate will not know which questions are pre-test and which questions are scored.

Overview of Testing Process

To take a Mortgage Loan Originator test, an individual must:

1. Create an account in NMLS.

After completing this process, you will receive two emails from NMLS_Notifications@statemortgageregistry.com. The first contains your User Name and the second contains your temporary password.

Click below to do this now.

2. Enroll for test in NMLS.

Before you can schedule an appointment for a test, you must first create a Test Enrollment and pay the corresponding fee in NMLS - $110 for the National Component with UST. Log in to NMLS by using the User Name and Password provided to you in the email you received from NMLS when you created your account. You will be prompted to create a new Password.

Log into NMLS by clicking below.

3. Schedule an appointment for the test.

After paying for your test in Step 2 above, you can now schedule a test appointment with Prometric Testing Centers. Centers are available throughout the state of Florida and across the country. In Southwest Florida, the nearest testing facility is located at 2891 Center Pointe Drive Suite 201 - Fort Myers, FL 33916

If you have any questions regarding a test appointment, contact Prometric directly.

          Online: http://www.prometric.com/NMLS
          By phone: 877.671.6657

4. Prepare to PASS your tests!

Passing the SAFE Act National Test is all about one thing...preparation! Larson Educational Services has the solution with our outstanding Exam Preparation Courses. A score of 75% or better is required to pass the SAFE Act test. 

Complete the 20 Hour Florida Mortgage Loan Originator SAFE Comprehensive Course and get everything you need to prepare for the test!

Click below to view our course schedule.